Credit Cards

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2016 Changes (Devaluations) to Chase Freedom Rewards with Chase Checking Account

This morning, I got an email detailing changes coming to Ultimate Rewards for people with Chase Checking and Chase Freedom accounts. I have both: the Chase Freedom was my second rewards credit card ever, and I got a Chase checking account last year to get a sign-up bonus. Essentially, there will no longer be a…

(Inefficient) Manufactured Spending to Hit Minimum Spend Requirements

In my mind, I arbitrarily divide manufactured spending into two camps: that which you do on an ongoing basis, and that which you do to meet minimum spend requirements. I don’t really do much of the former (mostly because I’m lazy, but also because I don’t have a car and live in SF where there’s…

Results from My Most Recent Round of Credit Card Applications

Yesterday, I said that I had applied for three different credit cards. I was instantly approved for the Barclays US Airways card, but I received pending decisions for the Citi Executive AAdvantage card and the Bank of America Alaska Airlines card. I called reconsideration for both Citi and Bank of America. The Citi call was…

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Planning My Next Round of Credit Card Applications (January 2014 Edition)

I’ve written in the past about my credit card strategy, and I usually have a pretty good idea of what I want to apply for during each round of applications, which I do every three months. But I’m really coming up empty this time around. I’m coming up on my annual fee for my Amex…