Why I’m Keeping My Citi AAdvantage Amex Card
My annual fee also just posted on my Citi AAdvantage Amex card. I originally got both a Citi AA Amex and a Citi AA Visa card two years ago for 50k miles each. Last year, I cancelled my Visa card and ended up getting a retention offer on my Amex of a $95 statement credit and 1000 bonus miles for every statement in which I charge $1000 or more for the next 16 statements. I was glad to keep one card, as I still valued the 10% rebate on redeemed miles up to 10,000 miles per year.
This time around, I honestly didn’t care about keeping the card. The only benefit that I really value is the 10% rebate on redeemed miles, but I have an old Barclays US Airways card that gives 10k anniversary miles every year, and that card will be transitioned to a new card that offers the rebate benefit. Since I’m assuming that the benefits won’t stack (although who knows for sure), I wasn’t going to get any meaningful incremental benefit by keeping this card, so I called to cancel.
I was pretty adamant about canceling the card when I called in, and I have spent less than $5000 on the card in the past year. But lo and behold, they gave me a retention offer of a $95 statement credit for making 5 purchases within the next 3 months. Sure, I’ll take that offer, as this means that I can also keep another Amex card for Small Business Saturday.
Moral of the story: call in to cancel your cards–you might get a retention offer to change your mind.
Citi AAdvantage Amex? Makes no sense. Amex doesn’t have an AA card, with the exception of their corporate card.
This is talking about the Citi AAdvantage Platinum card that’s now a Mastercard. You used to be able to get it as a Visa or Amex card.
Most Citi AA Platinum cards are issued as a Visa, but they are also issued as an AMEX. There are a few other travel credit cards that use the AMEX payment network but are issued by other banks.