Author: Edward

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Why You Shouldn’t Change Your Spending Habits When You Get New Credit Cards

I’ve successfully converted a number of friends to points and miles earning credit cards, but I sometimes worry about what I’ve done. In general, the credit cards I recommend to my friends have minimum spending requirements (like $3,000 in the first three months for the Chase Sapphire Preferred, which is the card I normally recommend…

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Fun Facts from the Chase Sapphire Preferred Guide to Benefits

I wrote previously about the newly enhanced benefits of the Chase Sapphire Preferred card, but I thought I’d today share some of the more interesting tidbits from the Guide to Benefits. 1. Trip cancellation insurance applies if a terrorist action or hijacking cancels your trip, but not if your trip is cancelled due to declared…

What to Eat in Seattle

I like food. When planning trips, I’ve been known to plan itineraries around what I want to eat, and then filling in the rest with perfunctory touristy activities. A friend recently asked me for food recommendations for Seattle, given that I grew up in the area. Here’s a modified version of what I sent her….

Should You Keep the Chase Sapphire Preferred Past the First Year?

The Chase Sapphire Preferred was the first miles/points credit card that I ever applied for. And I still recommend it as a great intro card for people looking to get into the miles and points game. The sign-up bonus of 40,000 Ultimate Rewards points and waived first-year annual fee is one of the best sign-up…

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Three Magical Hungarian Phrases That Every Tourist Should Know

One of my friends is headed to Budapest, and he asked me for some advice about navigating Budapest, given that I lived there for a time during college. And my biggest recommendation is to learn these three magical phrases: 1) Jó napot kívánok 2) Beszél angolul 3) Köszönöm szépen These mean “hello”, “do you speak English”, and…

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Why I Don’t Want to Redeem for Business Class

In a previous post, I talked about why travel is a good use of money, which is largely because people tend to underinvest in experiences and overinvest in material goods even though experiential purchases tend to make people happier than material purchases. Taking this another step, I’ve realized that it doesn’t really make sense for me…